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 Shelby County State Bank
Shelby County State Bank
| RSSD ID 235446 | CERTIFICATE 11702 | ABA NUMBER 71104692 |
| 130 S Morgan St |
Quarter Ended : |
2025-12-31 |
| Shelbyville, Illinois, 62565 |
Updated : |
2026-01-29 |
| www.scs-bank.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 362,117 |
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Total Interest Income | 16,804 |
| Total Liabilities | 333,586 |
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Total NonInterest Income | 1,113 |
| Total Bank Equity Capital | 28,531 |
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Total Interest Expense | 4,433 |
| Total Deposits | 316,514 |
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Total NonInterest Expense | 8,244 |
| Net Loans & Leases | 249,986 |
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Net Income | 4,875 |
| Loan Loss Allowance | 1,689 |
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Net Charge Offs | 315 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 245,403 |
| Total assets for the leverage ratio | 367,264 |
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Loans secured by real estate: | 183,665 |
| Tier 1 Leverage Ratio | 10.04 |
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Commercial and industrial loans | 21,039 |
| Off Balance Sheet Exposures (%) | 11.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,815 |
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:· Shelby County State Bank
