|
 |
 |
|
Resource Bank, National Association
Resource Bank, National Association
RSSD ID 235530 | CERTIFICATE 3701 | ABA NUMBER 71914358 |
555 Bethany Rd |
Quarter Ended : |
2025-03-31 |
Dekalb, Illinois, 60115 |
Updated : |
2025-04-29 |
www.resourcebank.com |
|
Institution Profile |
Year Opened : |
1901 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Commercial Lending Specialization |
Number of Offices : |
15 |
Number of Employees : |
180 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 811,622 |
|
Total Interest Income | 8,715 |
Total Liabilities | 759,031 |
|
Total NonInterest Income | 2,188 |
Total Bank Equity Capital | 52,591 |
|
Total Interest Expense | 2,536 |
Total Deposits | 756,668 |
|
Total NonInterest Expense | 6,506 |
Net Loans & Leases | 503,496 |
|
Net Income | 1,755 |
Loan Loss Allowance | 4,843 |
|
Net Charge Offs | 11 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 74,537 |
|
Total loans | 510,241 |
Total assets for the leverage ratio | 821,555 |
|
Loans secured by real estate: | 422,360 |
Tier 1 Leverage Ratio | 8.47 |
|
Commercial and industrial loans | 41,731 |
Tier 1 Capital Ratio | 12.45 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.33 |
|
Loans to individuals - Other | 4,571 |
|
|
|
|