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 First United Bank and Trust Company
First United Bank and Trust Company
| RSSD ID 2356091 | CERTIFICATE 34150 | ABA NUMBER 83902507 |
| 162 N Main St |
Quarter Ended : |
2025-06-30 |
| Madisonville, Kentucky, 42431 |
Updated : |
2025-08-01 |
| www.efirstunitedbank.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
106 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 589,176 |
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Total Interest Income | 15,805 |
| Total Liabilities | 560,670 |
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Total NonInterest Income | 1,653 |
| Total Bank Equity Capital | 28,506 |
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Total Interest Expense | 6,176 |
| Total Deposits | 535,962 |
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Total NonInterest Expense | 8,064 |
| Net Loans & Leases | 395,526 |
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Net Income | 3,095 |
| Loan Loss Allowance | 4,421 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 56,935 |
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Total loans | 396,084 |
| Total assets for the leverage ratio | 604,788 |
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Loans secured by real estate: | 305,980 |
| Tier 1 Leverage Ratio | 8.68 |
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Commercial and industrial loans | 69,240 |
| Tier 1 Capital Ratio | 12.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.92 |
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Loans to individuals - Other | 6,030 |
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:· First United Bank and Trust Company
