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 First International Bank & Trust
First International Bank & Trust
| RSSD ID 236153 | CERTIFICATE 10248 | ABA NUMBER 91305031 |
| 100 N Main St |
Quarter Ended : |
2025-12-31 |
| Watford City, North Dakota, 58854 |
Updated : |
2026-01-28 |
| www.fibt.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
28 |
Number of Employees : |
617 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,161,111 |
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Total Interest Income | 320,380 |
| Total Liabilities | 5,650,185 |
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Total NonInterest Income | 54,569 |
| Total Bank Equity Capital | 510,926 |
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Total Interest Expense | 101,740 |
| Total Deposits | 5,455,407 |
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Total NonInterest Expense | 181,810 |
| Net Loans & Leases | 4,661,889 |
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Net Income | 95,774 |
| Loan Loss Allowance | 51,764 |
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Net Charge Offs | 1,675 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 595,390 |
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Total loans | 4,719,920 |
| Total assets for the leverage ratio | 5,837,278 |
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Loans secured by real estate: | 3,275,826 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 1,109,454 |
| Tier 1 Capital Ratio | 10.97 |
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Loans to individuals - Credit Cards | 16,403 |
| Total Capital Ratio | 12.05 |
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Loans to individuals - Other | 60,904 |
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:· First International Bank & Trust
