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 Commercial Bank & Trust Company
Commercial Bank & Trust Company
| RSSD ID 23643 | CERTIFICATE 90 | ABA NUMBER 82905343 |
| 212 W Gaines St |
Quarter Ended : |
2025-03-31 |
| Monticello, Arkansas, 71655 |
Updated : |
2025-04-30 |
| www.commercial-bank.net |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
66 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 369,358 |
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Total Interest Income | 4,441 |
| Total Liabilities | 349,478 |
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Total NonInterest Income | 584 |
| Total Bank Equity Capital | 19,880 |
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Total Interest Expense | 2,056 |
| Total Deposits | 342,769 |
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Total NonInterest Expense | 2,066 |
| Net Loans & Leases | 234,178 |
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Net Income | 608 |
| Loan Loss Allowance | 2,455 |
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Net Charge Offs | 220 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 229,281 |
| Total assets for the leverage ratio | 368,445 |
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Loans secured by real estate: | 142,856 |
| Tier 1 Leverage Ratio | 10.91 |
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Commercial and industrial loans | 69,849 |
| Off Balance Sheet Exposures (%) | 2.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 25,183 |
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:· Commercial Bank & Trust Company
