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 Commercial Bank & Trust Company
Commercial Bank & Trust Company
| RSSD ID 23643 | CERTIFICATE 90 | ABA NUMBER 82905343 |
| 212 W Gaines St |
Quarter Ended : |
2025-12-31 |
| Monticello, Arkansas, 71655 |
Updated : |
2026-01-30 |
| www.commercial-bank.net |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 375,073 |
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Total Interest Income | 18,043 |
| Total Liabilities | 350,237 |
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Total NonInterest Income | 2,317 |
| Total Bank Equity Capital | 24,836 |
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Total Interest Expense | 8,106 |
| Total Deposits | 339,067 |
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Total NonInterest Expense | 8,598 |
| Net Loans & Leases | 246,930 |
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Net Income | 2,614 |
| Loan Loss Allowance | 2,821 |
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Net Charge Offs | 601 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 242,489 |
| Total assets for the leverage ratio | 370,749 |
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Loans secured by real estate: | 149,653 |
| Tier 1 Leverage Ratio | 10.91 |
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Commercial and industrial loans | 70,047 |
| Off Balance Sheet Exposures (%) | 1.79 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 30,168 |
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:· Commercial Bank & Trust Company
