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 West Texas National Bank
West Texas National Bank
| RSSD ID 237066 | CERTIFICATE 22957 | ABA NUMBER 112304678 |
| 6 Desta Dr |
Quarter Ended : |
2025-12-31 |
| Midland, Texas, 79705 |
Updated : |
2026-01-29 |
| www.wtnb.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
210 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,812,432 |
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Total Interest Income | 156,115 |
| Total Liabilities | 2,526,660 |
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Total NonInterest Income | 6,080 |
| Total Bank Equity Capital | 285,772 |
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Total Interest Expense | 51,563 |
| Total Deposits | 2,499,733 |
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Total NonInterest Expense | 46,040 |
| Net Loans & Leases | 1,515,541 |
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Net Income | 50,969 |
| Loan Loss Allowance | 29,301 |
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Net Charge Offs | 9,274 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 299,947 |
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Total loans | 1,579,136 |
| Total assets for the leverage ratio | 2,781,080 |
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Loans secured by real estate: | 903,172 |
| Tier 1 Leverage Ratio | 9.97 |
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Commercial and industrial loans | 557,605 |
| Tier 1 Capital Ratio | 15.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.54 |
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Loans to individuals - Other | 5,885 |
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:· West Texas National Bank
