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Pioneer Bank, National Association
Pioneer Bank, National Association
| RSSD ID 237619 | CERTIFICATE 20741 | ABA NUMBER 221371372 |
| 652 Albany Shaker Rd |
Quarter Ended : |
2025-09-30 |
| Albany, New York, 12211 |
Updated : |
2025-10-30 |
| www.pioneerny.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
21 |
Number of Employees : |
265 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,243,614 |
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Total Interest Income | 81,141 |
| Total Liabilities | 1,974,396 |
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Total NonInterest Income | 12,407 |
| Total Bank Equity Capital | 269,218 |
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Total Interest Expense | 23,769 |
| Total Deposits | 1,933,482 |
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Total NonInterest Expense | 46,549 |
| Net Loans & Leases | 1,613,932 |
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Net Income | 15,761 |
| Loan Loss Allowance | 24,600 |
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Net Charge Offs | 89 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 254,525 |
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Total loans | 1,618,885 |
| Total assets for the leverage ratio | 2,060,826 |
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Loans secured by real estate: | 1,470,671 |
| Tier 1 Leverage Ratio | 11.45 |
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Commercial and industrial loans | 128,868 |
| Tier 1 Capital Ratio | 15.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.21 |
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Loans to individuals - Other | 16,728 |
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