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 Peoples State Bank
Peoples State Bank
| RSSD ID 238250 | CERTIFICATE 13196 | ABA NUMBER 91301899 |
| 110 Main St |
Quarter Ended : |
2025-12-31 |
| Westhope, North Dakota, 58793 |
Updated : |
2026-01-21 |
| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 71,566 |
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Total Interest Income | 3,528 |
| Total Liabilities | 62,458 |
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Total NonInterest Income | 77 |
| Total Bank Equity Capital | 9,108 |
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Total Interest Expense | 1,026 |
| Total Deposits | 62,362 |
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Total NonInterest Expense | 1,722 |
| Net Loans & Leases | 42,919 |
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Net Income | 836 |
| Loan Loss Allowance | 537 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 42,839 |
| Total assets for the leverage ratio | 73,132 |
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Loans secured by real estate: | 16,928 |
| Tier 1 Leverage Ratio | 13.34 |
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Commercial and industrial loans | 2,396 |
| Off Balance Sheet Exposures (%) | 15.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 767 |
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:· Peoples State Bank
