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 Bank of Ann Arbor
Bank of Ann Arbor
| RSSD ID 2390929 | CERTIFICATE 34120 | ABA NUMBER 72413735 |
| 125 S 5th Ave |
Quarter Ended : |
2025-12-31 |
| Ann Arbor, Michigan, 48104 |
Updated : |
2026-01-27 |
| www.bankofannarbor.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
341 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,340,777 |
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Total Interest Income | 180,584 |
| Total Liabilities | 2,865,109 |
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Total NonInterest Income | 20,120 |
| Total Bank Equity Capital | 475,668 |
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Total Interest Expense | 50,585 |
| Total Deposits | 2,741,282 |
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Total NonInterest Expense | 76,645 |
| Net Loans & Leases | 2,690,029 |
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Net Income | 56,378 |
| Loan Loss Allowance | 31,700 |
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Net Charge Offs | 2,061 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 444,386 |
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Total loans | 2,411,143 |
| Total assets for the leverage ratio | 3,178,953 |
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Loans secured by real estate: | 1,693,489 |
| Tier 1 Leverage Ratio | 12.91 |
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Commercial and industrial loans | 673,279 |
| Tier 1 Capital Ratio | 13.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.33 |
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Loans to individuals - Other | 19,245 |
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:· Bank of Ann Arbor
