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 People's Bank of Seneca
People's Bank of Seneca
| RSSD ID 2396592 | CERTIFICATE 34146 | ABA NUMBER 101206994 |
| 1615 Cherokee Ave |
Quarter Ended : |
2025-12-31 |
| Seneca, Missouri, 64865 |
Updated : |
2026-01-14 |
| www.peoplesbankofseneca.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 482,991 |
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Total Interest Income | 28,803 |
| Total Liabilities | 436,482 |
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Total NonInterest Income | 1,257 |
| Total Bank Equity Capital | 46,509 |
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Total Interest Expense | 12,874 |
| Total Deposits | 410,757 |
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Total NonInterest Expense | 8,887 |
| Net Loans & Leases | 408,001 |
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Net Income | 5,709 |
| Loan Loss Allowance | 5,300 |
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Net Charge Offs | 233 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 405,266 |
| Total assets for the leverage ratio | 465,886 |
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Loans secured by real estate: | 366,178 |
| Tier 1 Leverage Ratio | 10.36 |
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Commercial and industrial loans | 31,594 |
| Off Balance Sheet Exposures (%) | 7.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,464 |
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:· People's Bank of Seneca
