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First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
RSSD ID 242 | CERTIFICATE 3850 | ABA NUMBER 81220537 |
260 Front St |
Quarter Ended : |
2025-03-31 |
Xenia, Illinois, 62899 |
Updated : |
2025-04-22 |
www.fcbxeniaflora.com |
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Institution Profile |
Year Opened : |
1922 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
2 |
Number of Employees : |
12 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 56,896 |
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Total Interest Income | 730 |
Total Liabilities | 52,651 |
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Total NonInterest Income | 25 |
Total Bank Equity Capital | 4,245 |
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Total Interest Expense | 224 |
Total Deposits | 49,642 |
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Total NonInterest Expense | 320 |
Net Loans & Leases | 30,520 |
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Net Income | 211 |
Loan Loss Allowance | 179 |
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Net Charge Offs | 3 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 30,331 |
Total assets for the leverage ratio | 56,101 |
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Loans secured by real estate: | 22,209 |
Tier 1 Leverage Ratio | 10.57 |
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Commercial and industrial loans | 2,185 |
Off Balance Sheet Exposures (%) | 3.58 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,083 |
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