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 First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
| RSSD ID 242 | CERTIFICATE 3850 | ABA NUMBER 81220537 |
| 260 Front St |
Quarter Ended : |
2025-12-31 |
| Xenia, Illinois, 62899 |
Updated : |
2026-01-23 |
| www.fcbxeniaflora.com |
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| Institution Profile |
| Year Opened : |
1922 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 56,044 |
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Total Interest Income | 2,924 |
| Total Liabilities | 50,762 |
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Total NonInterest Income | 109 |
| Total Bank Equity Capital | 5,282 |
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Total Interest Expense | 828 |
| Total Deposits | 47,678 |
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Total NonInterest Expense | 1,322 |
| Net Loans & Leases | 30,216 |
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Net Income | 791 |
| Loan Loss Allowance | 170 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 30,443 |
| Total assets for the leverage ratio | 55,086 |
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Loans secured by real estate: | 21,709 |
| Tier 1 Leverage Ratio | 11.52 |
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Commercial and industrial loans | 2,784 |
| Off Balance Sheet Exposures (%) | 2.9 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,930 |
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:· First Community Bank, Xenia-Flora
