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 Baybank
Baybank
| RSSD ID 242958 | CERTIFICATE 1092 | ABA NUMBER 91102894 |
| 104 S 10th St |
Quarter Ended : |
2025-03-31 |
| Gladstone, Michigan, 49837 |
Updated : |
2025-04-25 |
| baybank.us |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 165,570 |
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Total Interest Income | 2,412 |
| Total Liabilities | 150,822 |
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Total NonInterest Income | 215 |
| Total Bank Equity Capital | 14,748 |
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Total Interest Expense | 820 |
| Total Deposits | 146,109 |
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Total NonInterest Expense | 1,132 |
| Net Loans & Leases | 121,490 |
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Net Income | 503 |
| Loan Loss Allowance | 1,785 |
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Net Charge Offs | 7 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 121,845 |
| Total assets for the leverage ratio | 164,846 |
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Loans secured by real estate: | 79,964 |
| Tier 1 Leverage Ratio | 9.98 |
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Commercial and industrial loans | 20,735 |
| Off Balance Sheet Exposures (%) | 3.11 |
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Loans to individuals - Credit Cards | 29 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,666 |
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:· Baybank
