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 BayVanguard Bank
BayVanguard Bank
| RSSD ID 242976 | CERTIFICATE 32527 | ABA NUMBER 252071159 |
| 7114 N Point Rd |
Quarter Ended : |
2025-03-31 |
| Baltimore, Maryland, 21219 |
Updated : |
2025-04-29 |
| www.bayvanguard.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
109 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 914,177 |
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Total Interest Income | 11,864 |
| Total Liabilities | 727,727 |
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Total NonInterest Income | 530 |
| Total Bank Equity Capital | 186,450 |
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Total Interest Expense | 2,926 |
| Total Deposits | 694,727 |
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Total NonInterest Expense | 6,260 |
| Net Loans & Leases | 741,283 |
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Net Income | 2,241 |
| Loan Loss Allowance | 8,888 |
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Net Charge Offs | (15) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 182,453 |
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Total loans | 744,071 |
| Total assets for the leverage ratio | 894,605 |
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Loans secured by real estate: | 699,912 |
| Tier 1 Leverage Ratio | 19.39 |
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Commercial and industrial loans | 13,016 |
| Tier 1 Capital Ratio | 24.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 25.32 |
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Loans to individuals - Other | 16,245 |
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:· BayVanguard Bank
