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Peoples Bank and Trust Company
Peoples Bank and Trust Company
| RSSD ID 243955 | CERTIFICATE 2331 | ABA NUMBER 103103516 |
| 517 Washington Street |
Quarter Ended : |
2025-12-31 |
| Ryan, Oklahoma, 73565 |
Updated : |
2026-01-30 |
| www.peoplesbankusa.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 46,969 |
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Total Interest Income | 1,260 |
| Total Liabilities | 37,405 |
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Total NonInterest Income | 58 |
| Total Bank Equity Capital | 9,564 |
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Total Interest Expense | 460 |
| Total Deposits | 35,642 |
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Total NonInterest Expense | 1,131 |
| Net Loans & Leases | 31,745 |
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Net Income | (350) |
| Loan Loss Allowance | 525 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 8,534 |
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Total loans | 32,075 |
| Total assets for the leverage ratio | 44,106 |
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Loans secured by real estate: | 22,540 |
| Tier 1 Leverage Ratio | 18.32 |
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Commercial and industrial loans | 6,446 |
| Tier 1 Capital Ratio | 22.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.43 |
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Loans to individuals - Other | 160 |
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