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American State Bank & Trust Company of Williston
American State Bank & Trust Company of Williston
| RSSD ID 244251 | CERTIFICATE 15444 | ABA NUMBER 91300515 |
| 223 Main St |
Quarter Ended : |
2025-12-31 |
| Williston, North Dakota, 58801 |
Updated : |
2026-01-27 |
| www.asbt.bank |
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| Institution Profile |
| Year Opened : |
1936 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
75 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 647,512 |
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Total Interest Income | 27,337 |
| Total Liabilities | 587,239 |
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Total NonInterest Income | 10,140 |
| Total Bank Equity Capital | 60,273 |
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Total Interest Expense | 7,990 |
| Total Deposits | 568,323 |
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Total NonInterest Expense | 13,171 |
| Net Loans & Leases | 291,662 |
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Net Income | 15,936 |
| Loan Loss Allowance | 5,277 |
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Net Charge Offs | 1,113 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 88,355 |
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Total loans | 298,220 |
| Total assets for the leverage ratio | 668,252 |
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Loans secured by real estate: | 163,160 |
| Tier 1 Leverage Ratio | 12.51 |
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Commercial and industrial loans | 64,812 |
| Tier 1 Capital Ratio | 21.99 |
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Loans to individuals - Credit Cards | 912 |
| Total Capital Ratio | 23.24 |
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Loans to individuals - Other | 19,886 |
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