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Superior National Bank
Superior National Bank
| RSSD ID 245557 | CERTIFICATE 5058 | ABA NUMBER 91101879 |
| 235 Quincy St |
Quarter Ended : |
2025-12-31 |
| Hancock, Michigan, 49930 |
Updated : |
2026-01-29 |
| www.snb-t.com |
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| Institution Profile |
| Year Opened : |
1890 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
188 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,034,845 |
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Total Interest Income | 50,627 |
| Total Liabilities | 917,506 |
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Total NonInterest Income | 10,770 |
| Total Bank Equity Capital | 117,339 |
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Total Interest Expense | 15,491 |
| Total Deposits | 867,140 |
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Total NonInterest Expense | 33,093 |
| Net Loans & Leases | 646,774 |
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Net Income | 10,673 |
| Loan Loss Allowance | 7,803 |
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Net Charge Offs | 1,120 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 126,872 |
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Total loans | 668,343 |
| Total assets for the leverage ratio | 1,051,238 |
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Loans secured by real estate: | 524,531 |
| Tier 1 Leverage Ratio | 11.29 |
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Commercial and industrial loans | 69,416 |
| Tier 1 Capital Ratio | 17.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.73 |
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Loans to individuals - Other | 47,076 |
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