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 First Southern State Bank
First Southern State Bank
| RSSD ID 246134 | CERTIFICATE 2829 | ABA NUMBER 62202477 |
| 80 Bank St |
Quarter Ended : |
2025-03-31 |
| Stevenson, Alabama, 35772 |
Updated : |
2025-04-14 |
| www.fssbank.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
132 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 836,527 |
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Total Interest Income | 10,265 |
| Total Liabilities | 772,172 |
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Total NonInterest Income | 1,121 |
| Total Bank Equity Capital | 64,355 |
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Total Interest Expense | 3,973 |
| Total Deposits | 765,901 |
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Total NonInterest Expense | 4,478 |
| Net Loans & Leases | 461,494 |
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Net Income | 2,023 |
| Loan Loss Allowance | 5,603 |
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Net Charge Offs | 115 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 463,220 |
| Total assets for the leverage ratio | 855,650 |
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Loans secured by real estate: | 368,019 |
| Tier 1 Leverage Ratio | 10.07 |
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Commercial and industrial loans | 42,623 |
| Off Balance Sheet Exposures (%) | 5.37 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 39,373 |
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:· First Southern State Bank
