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The First National Bank of Sparta
The First National Bank of Sparta
RSSD ID 246947 | CERTIFICATE 3837 | ABA NUMBER 81905069 |
101 W Broadway St |
Quarter Ended : |
2025-03-31 |
Sparta, Illinois, 62286 |
Updated : |
2025-04-03 |
www.fnbsparta.com |
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Institution Profile |
Year Opened : |
1885 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
1 |
Number of Employees : |
20 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 105,627 |
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Total Interest Income | 1,268 |
Total Liabilities | 95,745 |
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Total NonInterest Income | 371 |
Total Bank Equity Capital | 9,882 |
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Total Interest Expense | 362 |
Total Deposits | 94,835 |
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Total NonInterest Expense | 844 |
Net Loans & Leases | 42,605 |
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Net Income | 463 |
Loan Loss Allowance | 632 |
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Net Charge Offs | (8) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 13,980 |
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Total loans | 43,555 |
Total assets for the leverage ratio | 104,638 |
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Loans secured by real estate: | 24,819 |
Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 6,553 |
Tier 1 Capital Ratio | 27.99 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 29.24 |
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Loans to individuals - Other | 9,800 |
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