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 The First National Bank of Sparta
The First National Bank of Sparta
| RSSD ID 246947 | CERTIFICATE 3837 | ABA NUMBER 81905069 |
| 101 W Broadway St |
Quarter Ended : |
2025-12-31 |
| Sparta, Illinois, 62286 |
Updated : |
2026-01-07 |
| www.fnbsparta.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 112,087 |
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Total Interest Income | 5,240 |
| Total Liabilities | 99,887 |
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Total NonInterest Income | 3,073 |
| Total Bank Equity Capital | 12,200 |
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Total Interest Expense | 1,517 |
| Total Deposits | 99,060 |
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Total NonInterest Expense | 3,735 |
| Net Loans & Leases | 47,312 |
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Net Income | 2,467 |
| Loan Loss Allowance | 609 |
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Net Charge Offs | 58 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,281 |
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Total loans | 46,758 |
| Total assets for the leverage ratio | 106,547 |
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Loans secured by real estate: | 25,574 |
| Tier 1 Leverage Ratio | 12.83 |
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Commercial and industrial loans | 6,703 |
| Tier 1 Capital Ratio | 25.2 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.34 |
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Loans to individuals - Other | 11,554 |
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:· The First National Bank of Sparta
