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 The First National Bank of Sparta
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The First National Bank of Sparta
| RSSD ID 246947 | CERTIFICATE 3837 | ABA NUMBER 81905069 |
| 101 W Broadway St |
Quarter Ended : |
2026-03-31 |
| Sparta, Illinois, 62286 |
Updated : |
2026-04-17 |
| www.fnbsparta.com |
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| Institution Profile |
| Year Opened : |
1885 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 114,175 |
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Total Interest Income | 1,398 |
| Total Liabilities | 102,261 |
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Total NonInterest Income | 427 |
| Total Bank Equity Capital | 11,914 |
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Total Interest Expense | 367 |
| Total Deposits | 101,493 |
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Total NonInterest Expense | 971 |
| Net Loans & Leases | 47,716 |
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Net Income | 456 |
| Loan Loss Allowance | 632 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,762 |
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Total loans | 47,108 |
| Total assets for the leverage ratio | 112,993 |
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Loans secured by real estate: | 25,553 |
| Tier 1 Leverage Ratio | 12.5 |
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Commercial and industrial loans | 7,175 |
| Tier 1 Capital Ratio | 25.68 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.84 |
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Loans to individuals - Other | 11,749 |
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:· The First National Bank of Sparta
