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 Security State Bank & Trust
Security State Bank & Trust
| RSSD ID 247355 | CERTIFICATE 15809 | ABA NUMBER 114921949 |
| 201 W Main St |
Quarter Ended : |
2025-12-31 |
| Fredericksburg, Texas, 78624 |
Updated : |
2026-01-30 |
| https://www.ssbtexas.com |
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| Institution Profile |
| Year Opened : |
1941 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
22 |
Number of Employees : |
325 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,143,301 |
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Total Interest Income | 117,351 |
| Total Liabilities | 1,914,119 |
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Total NonInterest Income | 12,839 |
| Total Bank Equity Capital | 229,182 |
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Total Interest Expense | 26,450 |
| Total Deposits | 1,799,425 |
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Total NonInterest Expense | 56,098 |
| Net Loans & Leases | 1,462,690 |
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Net Income | 43,922 |
| Loan Loss Allowance | 15,031 |
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Net Charge Offs | 1,289 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,451,052 |
| Total assets for the leverage ratio | 2,006,343 |
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Loans secured by real estate: | 1,209,343 |
| Tier 1 Leverage Ratio | 12.14 |
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Commercial and industrial loans | 199,681 |
| Off Balance Sheet Exposures (%) | 12.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 40,145 |
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:· Security State Bank & Trust
