|
 |
|
|
 Riverside Savings Bank, SSB
|
Riverside Savings Bank, SSB
| RSSD ID 247476 | CERTIFICATE 28314 | ABA NUMBER 253171197 |
| 325 Becker Dr |
Quarter Ended : |
2026-03-31 |
| Roanoke Rapids, North Carolina, 27870 |
Updated : |
2026-04-23 |
| www.riversidesavings.com |
|
| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 94,454 |
|
Total Interest Income | 1,121 |
| Total Liabilities | 78,617 |
|
Total NonInterest Income | 101 |
| Total Bank Equity Capital | 15,837 |
|
Total Interest Expense | 451 |
| Total Deposits | 72,773 |
|
Total NonInterest Expense | 634 |
| Net Loans & Leases | 59,124 |
|
Net Income | 105 |
| Loan Loss Allowance | 420 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 58,955 |
| Total assets for the leverage ratio | 93,556 |
|
Loans secured by real estate: | 57,922 |
| Tier 1 Leverage Ratio | 18.79 |
|
Commercial and industrial loans | 649 |
| Off Balance Sheet Exposures (%) | 5.79 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 383 |
|
|
|
|
:· Riverside Savings Bank, SSB
