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 Riverside Savings Bank, SSB
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Riverside Savings Bank, SSB
| RSSD ID 247476 | CERTIFICATE 28314 | ABA NUMBER 253171197 |
| 325 Becker Dr |
Quarter Ended : |
2026-06-30 |
| Roanoke Rapids, North Carolina, 27870 |
Updated : |
2026-07-23 |
| www.riversidesavings.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 94,550 |
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Total Interest Income | 2,260 |
| Total Liabilities | 78,277 |
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Total NonInterest Income | 171 |
| Total Bank Equity Capital | 16,273 |
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Total Interest Expense | 893 |
| Total Deposits | 72,499 |
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Total NonInterest Expense | 1,281 |
| Net Loans & Leases | 58,796 |
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Net Income | 217 |
| Loan Loss Allowance | 406 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 59,190 |
| Total assets for the leverage ratio | 94,280 |
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Loans secured by real estate: | 58,274 |
| Tier 1 Leverage Ratio | 18.78 |
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Commercial and industrial loans | 589 |
| Off Balance Sheet Exposures (%) | 6.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 327 |
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:· Riverside Savings Bank, SSB
