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Bank of Springfield
Bank of Springfield
| RSSD ID 248240 | CERTIFICATE 19506 | ABA NUMBER 71108559 |
| 3400 Wabash Ave |
Quarter Ended : |
2025-09-30 |
| Springfield, Illinois, 62711 |
Updated : |
2025-10-29 |
| www.bankwithbos.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
343 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,866,857 |
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Total Interest Income | 77,631 |
| Total Liabilities | 1,702,494 |
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Total NonInterest Income | 17,242 |
| Total Bank Equity Capital | 164,363 |
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Total Interest Expense | 25,697 |
| Total Deposits | 1,611,618 |
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Total NonInterest Expense | 46,292 |
| Net Loans & Leases | 1,514,709 |
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Net Income | 15,662 |
| Loan Loss Allowance | 15,862 |
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Net Charge Offs | 1,133 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 178,862 |
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Total loans | 1,517,060 |
| Total assets for the leverage ratio | 1,849,546 |
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Loans secured by real estate: | 1,091,290 |
| Tier 1 Leverage Ratio | 8.85 |
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Commercial and industrial loans | 293,668 |
| Tier 1 Capital Ratio | 10.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.89 |
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Loans to individuals - Other | 7,576 |
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