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 First State Bank & Trust
First State Bank & Trust
| RSSD ID 248455 | CERTIFICATE 14801 | ABA NUMBER 91310770 |
| 22 4th St E |
Quarter Ended : |
2025-03-31 |
| Williston, North Dakota, 58801 |
Updated : |
2025-04-28 |
| WWW.FSBTND.BANK |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 551,007 |
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Total Interest Income | 5,306 |
| Total Liabilities | 488,461 |
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Total NonInterest Income | 985 |
| Total Bank Equity Capital | 62,546 |
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Total Interest Expense | 1,789 |
| Total Deposits | 487,166 |
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Total NonInterest Expense | 2,715 |
| Net Loans & Leases | 184,474 |
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Net Income | 1,710 |
| Loan Loss Allowance | 3,043 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 83,365 |
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Total loans | 189,048 |
| Total assets for the leverage ratio | 556,392 |
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Loans secured by real estate: | 127,512 |
| Tier 1 Leverage Ratio | 14.42 |
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Commercial and industrial loans | 34,292 |
| Tier 1 Capital Ratio | 28.88 |
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Loans to individuals - Credit Cards | 799 |
| Total Capital Ratio | 30.01 |
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Loans to individuals - Other | 15,750 |
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:· First State Bank & Trust
