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 First State Bank & Trust
First State Bank & Trust
| RSSD ID 248455 | CERTIFICATE 14801 | ABA NUMBER 91310770 |
| 22 4th St E |
Quarter Ended : |
2025-12-31 |
| Williston, North Dakota, 58801 |
Updated : |
2026-01-29 |
| www.fsbtnd.bank |
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| Institution Profile |
| Year Opened : |
1926 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 535,828 |
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Total Interest Income | 22,140 |
| Total Liabilities | 462,814 |
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Total NonInterest Income | 4,221 |
| Total Bank Equity Capital | 73,014 |
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Total Interest Expense | 6,971 |
| Total Deposits | 461,496 |
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Total NonInterest Expense | 11,075 |
| Net Loans & Leases | 209,053 |
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Net Income | 7,987 |
| Loan Loss Allowance | 3,162 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 85,346 |
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Total loans | 208,454 |
| Total assets for the leverage ratio | 539,918 |
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Loans secured by real estate: | 142,047 |
| Tier 1 Leverage Ratio | 15.19 |
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Commercial and industrial loans | 39,776 |
| Tier 1 Capital Ratio | 27.68 |
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Loans to individuals - Credit Cards | 782 |
| Total Capital Ratio | 28.82 |
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Loans to individuals - Other | 17,168 |
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:· First State Bank & Trust
