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 First Jackson Bank, Inc.
First Jackson Bank, Inc.
| RSSD ID 248633 | CERTIFICATE 23376 | ABA NUMBER 62203230 |
| 43243 Us Highway 72 |
Quarter Ended : |
2025-12-31 |
| Stevenson, Alabama, 35772 |
Updated : |
2026-01-30 |
| www.firstjacksonbank.com |
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| Institution Profile |
| Year Opened : |
1981 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 449,272 |
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Total Interest Income | 26,393 |
| Total Liabilities | 389,286 |
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Total NonInterest Income | 790 |
| Total Bank Equity Capital | 59,986 |
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Total Interest Expense | 11,362 |
| Total Deposits | 357,541 |
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Total NonInterest Expense | 6,748 |
| Net Loans & Leases | 316,684 |
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Net Income | 6,793 |
| Loan Loss Allowance | 3,108 |
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Net Charge Offs | 133 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 315,997 |
| Total assets for the leverage ratio | 449,361 |
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Loans secured by real estate: | 258,596 |
| Tier 1 Leverage Ratio | 13.91 |
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Commercial and industrial loans | 31,044 |
| Off Balance Sheet Exposures (%) | 5.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,836 |
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:· First Jackson Bank, Inc.
