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First National Bank
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First National Bank
| RSSD ID 2490285 | CERTIFICATE 34455 | ABA NUMBER 111306758 |
| 118 N Garfield Ave |
Quarter Ended : |
2026-06-30 |
| Rotan, Texas, 79546 |
Updated : |
2026-07-22 |
| www.fnbrotan.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 96,486 |
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Total Interest Income | 2,232 |
| Total Liabilities | 90,654 |
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Total NonInterest Income | 188 |
| Total Bank Equity Capital | 5,832 |
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Total Interest Expense | 747 |
| Total Deposits | 90,399 |
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Total NonInterest Expense | 1,330 |
| Net Loans & Leases | 39,575 |
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Net Income | 343 |
| Loan Loss Allowance | 933 |
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Net Charge Offs | (63) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 10,509 |
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Total loans | 40,110 |
| Total assets for the leverage ratio | 102,226 |
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Loans secured by real estate: | 10,106 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 5,744 |
| Tier 1 Capital Ratio | 21.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.79 |
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Loans to individuals - Other | 2,478 |
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