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 First National Bank
First National Bank
| RSSD ID 2490285 | CERTIFICATE 34455 | ABA NUMBER 111306758 |
| 118 N Garfield Ave |
Quarter Ended : |
2025-12-31 |
| Rotan, Texas, 79546 |
Updated : |
2026-01-28 |
| www.fnbrotan.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
14 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 93,872 |
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Total Interest Income | 4,214 |
| Total Liabilities | 88,409 |
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Total NonInterest Income | 443 |
| Total Bank Equity Capital | 5,463 |
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Total Interest Expense | 1,615 |
| Total Deposits | 88,199 |
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Total NonInterest Expense | 2,490 |
| Net Loans & Leases | 40,485 |
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Net Income | 576 |
| Loan Loss Allowance | 870 |
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Net Charge Offs | (73) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,182 |
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Total loans | 38,370 |
| Total assets for the leverage ratio | 97,698 |
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Loans secured by real estate: | 8,574 |
| Tier 1 Leverage Ratio | 9.81 |
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Commercial and industrial loans | 5,392 |
| Tier 1 Capital Ratio | 20.14 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.4 |
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Loans to individuals - Other | 2,506 |
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:· First National Bank
