|
 |
|
|
 The Citizens Bank of Georgia
The Citizens Bank of Georgia
| RSSD ID 2505451 | CERTIFICATE 34229 | ABA NUMBER 61104929 |
| 651 Veterans Memorial Blvd |
Quarter Ended : |
2025-09-30 |
| Cumming, Georgia, 30040 |
Updated : |
2025-10-28 |
| www.citizbank.com |
|
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
58 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 616,854 |
|
Total Interest Income | 21,947 |
| Total Liabilities | 556,885 |
|
Total NonInterest Income | 833 |
| Total Bank Equity Capital | 59,969 |
|
Total Interest Expense | 5,434 |
| Total Deposits | 555,260 |
|
Total NonInterest Expense | 7,443 |
| Net Loans & Leases | 309,818 |
|
Net Income | 7,274 |
| Loan Loss Allowance | 4,110 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 68,971 |
|
Total loans | 306,241 |
| Total assets for the leverage ratio | 610,124 |
|
Loans secured by real estate: | 279,344 |
| Tier 1 Leverage Ratio | 10.6 |
|
Commercial and industrial loans | 20,698 |
| Tier 1 Capital Ratio | 17.38 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.53 |
|
Loans to individuals - Other | 6,128 |
|
|
|
|
:· The Citizens Bank of Georgia
