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 The Citizens Bank of Georgia
The Citizens Bank of Georgia
| RSSD ID 2505451 | CERTIFICATE 34229 | ABA NUMBER 61104929 |
| 651 Veterans Memorial Blvd |
Quarter Ended : |
2025-12-31 |
| Cumming, Georgia, 30040 |
Updated : |
2026-01-23 |
| www.citizbank.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 616,991 |
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Total Interest Income | 29,814 |
| Total Liabilities | 555,488 |
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Total NonInterest Income | 1,115 |
| Total Bank Equity Capital | 61,503 |
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Total Interest Expense | 7,289 |
| Total Deposits | 554,045 |
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Total NonInterest Expense | 9,888 |
| Net Loans & Leases | 315,154 |
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Net Income | 10,270 |
| Loan Loss Allowance | 4,200 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 69,633 |
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Total loans | 317,139 |
| Total assets for the leverage ratio | 621,813 |
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Loans secured by real estate: | 290,903 |
| Tier 1 Leverage Ratio | 10.5 |
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Commercial and industrial loans | 19,402 |
| Tier 1 Capital Ratio | 17.44 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.6 |
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Loans to individuals - Other | 6,799 |
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:· The Citizens Bank of Georgia
