|
 |
|
|
 The Citizens Bank of Georgia
The Citizens Bank of Georgia
| RSSD ID 2505451 | CERTIFICATE 34229 | ABA NUMBER 61104929 |
| 651 Veterans Memorial Blvd |
Quarter Ended : |
2025-03-31 |
| Cumming, Georgia, 30040 |
Updated : |
2025-04-25 |
| www.citizbank.com |
|
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
59 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 582,384 |
|
Total Interest Income | 6,894 |
| Total Liabilities | 530,049 |
|
Total NonInterest Income | 289 |
| Total Bank Equity Capital | 52,335 |
|
Total Interest Expense | 1,788 |
| Total Deposits | 527,758 |
|
Total NonInterest Expense | 2,512 |
| Net Loans & Leases | 279,684 |
|
Net Income | 2,148 |
| Loan Loss Allowance | 3,978 |
|
Net Charge Offs | 14 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 63,714 |
|
Total loans | 285,177 |
| Total assets for the leverage ratio | 568,443 |
|
Loans secured by real estate: | 260,221 |
| Tier 1 Leverage Ratio | 10.48 |
|
Commercial and industrial loans | 19,839 |
| Tier 1 Capital Ratio | 17.6 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.82 |
|
Loans to individuals - Other | 4,972 |
|
|
|
|
:· The Citizens Bank of Georgia
