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 First National Bank & Trust Co.
First National Bank & Trust Co.
| RSSD ID 251558 | CERTIFICATE 5062 | ABA NUMBER 91101730 |
| 233 S Stephenson Ave |
Quarter Ended : |
2025-09-30 |
| Iron Mountain, Michigan, 49801 |
Updated : |
2025-10-24 |
| www.fnbimk.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 417,240 |
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Total Interest Income | 12,472 |
| Total Liabilities | 383,336 |
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Total NonInterest Income | 3,121 |
| Total Bank Equity Capital | 33,904 |
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Total Interest Expense | 2,927 |
| Total Deposits | 361,544 |
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Total NonInterest Expense | 9,450 |
| Net Loans & Leases | 203,113 |
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Net Income | 2,101 |
| Loan Loss Allowance | 4,035 |
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Net Charge Offs | 100 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 40,169 |
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Total loans | 207,448 |
| Total assets for the leverage ratio | 418,253 |
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Loans secured by real estate: | 155,783 |
| Tier 1 Leverage Ratio | 8.85 |
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Commercial and industrial loans | 39,425 |
| Tier 1 Capital Ratio | 14.63 |
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Loans to individuals - Credit Cards | 264 |
| Total Capital Ratio | 15.88 |
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Loans to individuals - Other | 11,436 |
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:· First National Bank & Trust Co.
