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 First National Bank & Trust Co.
First National Bank & Trust Co.
| RSSD ID 251558 | CERTIFICATE 5062 | ABA NUMBER 91101730 |
| 233 S Stephenson Ave |
Quarter Ended : |
2025-12-31 |
| Iron Mountain, Michigan, 49801 |
Updated : |
2026-01-29 |
| www.fnbimk.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 412,114 |
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Total Interest Income | 16,967 |
| Total Liabilities | 376,792 |
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Total NonInterest Income | 4,222 |
| Total Bank Equity Capital | 35,322 |
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Total Interest Expense | 3,857 |
| Total Deposits | 355,186 |
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Total NonInterest Expense | 12,834 |
| Net Loans & Leases | 203,618 |
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Net Income | 2,985 |
| Loan Loss Allowance | 4,306 |
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Net Charge Offs | 129 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 40,537 |
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Total loans | 209,185 |
| Total assets for the leverage ratio | 417,198 |
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Loans secured by real estate: | 159,083 |
| Tier 1 Leverage Ratio | 8.96 |
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Commercial and industrial loans | 38,454 |
| Tier 1 Capital Ratio | 14.81 |
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Loans to individuals - Credit Cards | 276 |
| Total Capital Ratio | 16.07 |
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Loans to individuals - Other | 10,931 |
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:· First National Bank & Trust Co.
