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 City State Bank
City State Bank
| RSSD ID 252041 | CERTIFICATE 14410 | ABA NUMBER 73911061 |
| 801 Main St |
Quarter Ended : |
2025-12-31 |
| Norwalk, Iowa, 50211 |
Updated : |
2026-01-21 |
| www.citystatebank.com |
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| Institution Profile |
| Year Opened : |
1895 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
100 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 774,887 |
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Total Interest Income | 39,514 |
| Total Liabilities | 703,389 |
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Total NonInterest Income | 9,969 |
| Total Bank Equity Capital | 71,498 |
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Total Interest Expense | 16,901 |
| Total Deposits | 684,101 |
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Total NonInterest Expense | 20,251 |
| Net Loans & Leases | 574,509 |
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Net Income | 11,435 |
| Loan Loss Allowance | 7,212 |
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Net Charge Offs | (947) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 585,932 |
| Total assets for the leverage ratio | 764,960 |
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Loans secured by real estate: | 486,289 |
| Tier 1 Leverage Ratio | 9.39 |
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Commercial and industrial loans | 67,164 |
| Off Balance Sheet Exposures (%) | 14.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,179 |
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:· City State Bank
