PINNACLE BANCSHARES, INC. Financial Reports

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:· PINNACLE BANCSHARES, INC.

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PINNACLE BANCSHARES, INC.

Institution Profile

Year Opened :

1997

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Mauldin & Jenkins

Related Bank / Thrift	Assets	Asset Concentration
Pinnacle Bank	355,036	Other Specialized Under 1 Billion

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	25,876	Total Operating Income	1,297
Total Liabilities	3,229	Total Operating Expenses	167
Total Equity Capital	22,647	Equity in Undistributed Income	3,023
		Net income (loss)	4,189

Miscellaneous
Cash Dividends Declared by Bank Holding Company	971
Total Consolidated Assets of Bank Holding Company	363,672

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury