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 River City Bank
River City Bank
| RSSD ID 253468 | CERTIFICATE 18983 | ABA NUMBER 121133416 |
| 2480 Natomas Park Dr |
Quarter Ended : |
2025-09-30 |
| Sacramento, California, 95833 |
Updated : |
2025-10-30 |
| www.rivercitybank.com |
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| Institution Profile |
| Year Opened : |
1963 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
160 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 5,474,904 |
|
Total Interest Income | 209,280 |
| Total Liabilities | 4,947,204 |
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Total NonInterest Income | (6,212) |
| Total Bank Equity Capital | 527,700 |
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Total Interest Expense | 104,478 |
| Total Deposits | 4,861,136 |
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Total NonInterest Expense | 32,883 |
| Net Loans & Leases | 4,288,111 |
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Net Income | 47,401 |
| Loan Loss Allowance | 100,771 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 573,730 |
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Total loans | 4,339,510 |
| Total assets for the leverage ratio | 5,465,237 |
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Loans secured by real estate: | 4,140,446 |
| Tier 1 Leverage Ratio | 9.54 |
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Commercial and industrial loans | 146,070 |
| Tier 1 Capital Ratio | 12.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.85 |
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Loans to individuals - Other | 7,677 |
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:· River City Bank
