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 Sweet Water State Bank
Sweet Water State Bank
| RSSD ID 253730 | CERTIFICATE 9615 | ABA NUMBER 62104290 |
| 31385 Alabama Highway 10 |
Quarter Ended : |
2025-06-30 |
| Sweet Water, Alabama, 36782 |
Updated : |
2025-07-25 |
| www.sweetwaterstbk.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 142,773 |
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Total Interest Income | 4,701 |
| Total Liabilities | 130,616 |
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Total NonInterest Income | 324 |
| Total Bank Equity Capital | 12,157 |
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Total Interest Expense | 1,077 |
| Total Deposits | 128,095 |
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Total NonInterest Expense | 2,564 |
| Net Loans & Leases | 74,853 |
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Net Income | 1,309 |
| Loan Loss Allowance | 1,072 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 73,869 |
| Total assets for the leverage ratio | 143,340 |
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Loans secured by real estate: | 46,137 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 15,837 |
| Off Balance Sheet Exposures (%) | 6.97 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,540 |
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:· Sweet Water State Bank
