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 Sweet Water State Bank
Sweet Water State Bank
| RSSD ID 253730 | CERTIFICATE 9615 | ABA NUMBER 62104290 |
| 31385 Alabama Highway 10 |
Quarter Ended : |
2025-12-31 |
| Sweet Water, Alabama, 36782 |
Updated : |
2026-01-28 |
| www.sweetwaterstbk.com |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 154,084 |
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Total Interest Income | 9,534 |
| Total Liabilities | 140,419 |
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Total NonInterest Income | 718 |
| Total Bank Equity Capital | 13,665 |
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Total Interest Expense | 2,146 |
| Total Deposits | 138,150 |
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Total NonInterest Expense | 5,076 |
| Net Loans & Leases | 74,898 |
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Net Income | 2,355 |
| Loan Loss Allowance | 1,668 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 75,229 |
| Total assets for the leverage ratio | 154,352 |
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Loans secured by real estate: | 46,861 |
| Tier 1 Leverage Ratio | 9.85 |
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Commercial and industrial loans | 19,304 |
| Off Balance Sheet Exposures (%) | 8.27 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,890 |
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:· Sweet Water State Bank
