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 Bank of Utica
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Bank of Utica
| RSSD ID 254317 | CERTIFICATE 13397 | ABA NUMBER 21311383 |
| 222 Genesee St |
Quarter Ended : |
2026-06-30 |
| Utica, New York, 13502 |
Updated : |
2026-07-27 |
| www.bankofutica.com |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
44 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,508,615 |
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Total Interest Income | 28,022 |
| Total Liabilities | 1,117,011 |
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Total NonInterest Income | 254 |
| Total Bank Equity Capital | 391,604 |
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Total Interest Expense | 14,054 |
| Total Deposits | 1,074,005 |
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Total NonInterest Expense | 4,980 |
| Net Loans & Leases | 153,054 |
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Net Income | 34,909 |
| Loan Loss Allowance | 1,282 |
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Net Charge Offs | 8 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 153,348 |
| Total assets for the leverage ratio | 1,478,060 |
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Loans secured by real estate: | 38,795 |
| Tier 1 Leverage Ratio | 26.49 |
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Commercial and industrial loans | 108,112 |
| Off Balance Sheet Exposures (%) | 0.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,200 |
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:· Bank of Utica
