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 Bank of Utica
Bank of Utica
| RSSD ID 254317 | CERTIFICATE 13397 | ABA NUMBER 21311383 |
| 222 Genesee St |
Quarter Ended : |
2025-06-30 |
| Utica, New York, 13502 |
Updated : |
2025-07-28 |
| www.bankofutica.com |
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| Institution Profile |
| Year Opened : |
1927 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,414,087 |
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Total Interest Income | 25,801 |
| Total Liabilities | 1,073,878 |
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Total NonInterest Income | 304 |
| Total Bank Equity Capital | 340,209 |
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Total Interest Expense | 13,550 |
| Total Deposits | 1,042,412 |
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Total NonInterest Expense | 4,755 |
| Net Loans & Leases | 127,100 |
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Net Income | 11,192 |
| Loan Loss Allowance | 1,149 |
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Net Charge Offs | (9) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 133,312 |
| Total assets for the leverage ratio | 1,402,032 |
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Loans secured by real estate: | 35,048 |
| Tier 1 Leverage Ratio | 24.27 |
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Commercial and industrial loans | 85,808 |
| Off Balance Sheet Exposures (%) | 0.54 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,497 |
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:· Bank of Utica
