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Cattaraugus County Bank
Cattaraugus County Bank
| RSSD ID 254504 | CERTIFICATE 12959 | ABA NUMBER 22307820 |
| 116 Main St |
Quarter Ended : |
2025-12-31 |
| Little Valley, New York, 14755 |
Updated : |
2026-02-06 |
| www.countonccb.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
68 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 375,234 |
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Total Interest Income | 18,406 |
| Total Liabilities | 337,157 |
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Total NonInterest Income | 1,929 |
| Total Bank Equity Capital | 38,077 |
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Total Interest Expense | 3,963 |
| Total Deposits | 328,955 |
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Total NonInterest Expense | 11,898 |
| Net Loans & Leases | 223,746 |
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Net Income | 2,655 |
| Loan Loss Allowance | 2,276 |
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Net Charge Offs | (288) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 44,317 |
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Total loans | 224,067 |
| Total assets for the leverage ratio | 371,318 |
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Loans secured by real estate: | 190,983 |
| Tier 1 Leverage Ratio | 11.15 |
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Commercial and industrial loans | 28,468 |
| Tier 1 Capital Ratio | 14.91 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.96 |
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Loans to individuals - Other | 2,626 |
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