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Cattaraugus County Bank
Cattaraugus County Bank
RSSD ID 254504 | CERTIFICATE 12959 | ABA NUMBER 22307820 |
116 Main St |
Quarter Ended : |
2025-03-31 |
Little Valley, New York, 14755 |
Updated : |
2025-04-30 |
www.countonccb.com |
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Institution Profile |
Year Opened : |
1902 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
67 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 358,313 |
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Total Interest Income | 4,412 |
Total Liabilities | 323,433 |
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Total NonInterest Income | 491 |
Total Bank Equity Capital | 34,880 |
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Total Interest Expense | 970 |
Total Deposits | 316,905 |
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Total NonInterest Expense | 2,975 |
Net Loans & Leases | 225,295 |
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Net Income | 546 |
Loan Loss Allowance | 1,445 |
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Net Charge Offs | (3) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 42,788 |
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Total loans | 227,911 |
Total assets for the leverage ratio | 356,195 |
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Loans secured by real estate: | 192,897 |
Tier 1 Leverage Ratio | 11.24 |
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Commercial and industrial loans | 30,363 |
Tier 1 Capital Ratio | 15.03 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.06 |
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Loans to individuals - Other | 2,491 |
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