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 The Miners State Bank
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The Miners State Bank
| RSSD ID 255350 | CERTIFICATE 10928 | ABA NUMBER 91109253 |
| 312 W Genesee St |
Quarter Ended : |
2026-06-30 |
| Iron River, Michigan, 49935 |
Updated : |
2026-07-28 |
| www.theminersstatebank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 134,797 |
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Total Interest Income | 3,501 |
| Total Liabilities | 119,298 |
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Total NonInterest Income | 197 |
| Total Bank Equity Capital | 15,499 |
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Total Interest Expense | 799 |
| Total Deposits | 117,572 |
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Total NonInterest Expense | 2,056 |
| Net Loans & Leases | 85,489 |
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Net Income | 728 |
| Loan Loss Allowance | 836 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 88,169 |
| Total assets for the leverage ratio | 139,095 |
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Loans secured by real estate: | 79,987 |
| Tier 1 Leverage Ratio | 12.19 |
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Commercial and industrial loans | 6,339 |
| Off Balance Sheet Exposures (%) | 2.26 |
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Loans to individuals - Credit Cards | 9 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,067 |
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:· The Miners State Bank
