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 The Miners State Bank
The Miners State Bank
| RSSD ID 255350 | CERTIFICATE 10928 | ABA NUMBER 91109253 |
| 312 W Genesee St |
Quarter Ended : |
2025-12-31 |
| Iron River, Michigan, 49935 |
Updated : |
2026-01-22 |
| www.theminersstatebank.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
33 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 141,176 |
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Total Interest Income | 6,820 |
| Total Liabilities | 125,795 |
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Total NonInterest Income | 378 |
| Total Bank Equity Capital | 15,381 |
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Total Interest Expense | 1,722 |
| Total Deposits | 124,025 |
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Total NonInterest Expense | 4,087 |
| Net Loans & Leases | 88,230 |
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Net Income | 1,227 |
| Loan Loss Allowance | 793 |
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Net Charge Offs | 110 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 89,328 |
| Total assets for the leverage ratio | 143,491 |
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Loans secured by real estate: | 80,682 |
| Tier 1 Leverage Ratio | 11.53 |
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Commercial and industrial loans | 6,954 |
| Off Balance Sheet Exposures (%) | 3.1 |
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Loans to individuals - Credit Cards | 10 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,318 |
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:· The Miners State Bank
