|
 |
|
|
 Citizens Bank and Trust Company of Ardmore
Citizens Bank and Trust Company of Ardmore
| RSSD ID 255556 | CERTIFICATE 22717 | ABA NUMBER 103102274 |
| 1100 N Commerce St |
Quarter Ended : |
2025-12-31 |
| Ardmore, Oklahoma, 73401 |
Updated : |
2026-01-15 |
| www.citizensbt.com |
|
| Institution Profile |
| Year Opened : |
1978 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
42 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 320,261 |
|
Total Interest Income | 15,182 |
| Total Liabilities | 291,656 |
|
Total NonInterest Income | 2,277 |
| Total Bank Equity Capital | 28,605 |
|
Total Interest Expense | 4,526 |
| Total Deposits | 272,824 |
|
Total NonInterest Expense | 7,801 |
| Net Loans & Leases | 201,619 |
|
Net Income | 5,057 |
| Loan Loss Allowance | 2,071 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 35,053 |
|
Total loans | 205,668 |
| Total assets for the leverage ratio | 323,773 |
|
Loans secured by real estate: | 183,642 |
| Tier 1 Leverage Ratio | 10.19 |
|
Commercial and industrial loans | 10,125 |
| Tier 1 Capital Ratio | 16.08 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.09 |
|
Loans to individuals - Other | 11,796 |
|
|
|
|
:· Citizens Bank and Trust Company of Ardmore
