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RG Bank, A Savings and Loan Association
RG Bank, A Savings and Loan Association
| RSSD ID 256076 | CERTIFICATE 28315 | ABA NUMBER 302170405 |
| 901 1st Ave |
Quarter Ended : |
2025-12-31 |
| Monte Vista, Colorado, 81144 |
Updated : |
2026-01-20 |
| www.rgbank.bank |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 136,029 |
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Total Interest Income | 6,794 |
| Total Liabilities | 121,848 |
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Total NonInterest Income | 665 |
| Total Bank Equity Capital | 14,181 |
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Total Interest Expense | 1,583 |
| Total Deposits | 121,327 |
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Total NonInterest Expense | 4,900 |
| Net Loans & Leases | 106,045 |
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Net Income | 817 |
| Loan Loss Allowance | 1,372 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 108,006 |
| Total assets for the leverage ratio | 136,331 |
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Loans secured by real estate: | 102,727 |
| Tier 1 Leverage Ratio | 11.65 |
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Commercial and industrial loans | 2,675 |
| Off Balance Sheet Exposures (%) | 7.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,763 |
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