|
 |
|
|
 Utah Independent Bank
Utah Independent Bank
| RSSD ID 256179 | CERTIFICATE 22514 | ABA NUMBER 124302464 |
| 55 S State St |
Quarter Ended : |
2025-12-31 |
| Salina, Utah, 84654 |
Updated : |
2026-02-11 |
| www.uib.bank |
|
| Institution Profile |
| Year Opened : |
1977 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
24 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 160,179 |
|
Total Interest Income | 11,727 |
| Total Liabilities | 137,043 |
|
Total NonInterest Income | 628 |
| Total Bank Equity Capital | 23,136 |
|
Total Interest Expense | 1,945 |
| Total Deposits | 135,160 |
|
Total NonInterest Expense | 5,239 |
| Net Loans & Leases | 109,209 |
|
Net Income | 4,071 |
| Loan Loss Allowance | 1,109 |
|
Net Charge Offs | 978 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 109,223 |
| Total assets for the leverage ratio | 162,654 |
|
Loans secured by real estate: | 78,422 |
| Tier 1 Leverage Ratio | 14.71 |
|
Commercial and industrial loans | 19,780 |
| Off Balance Sheet Exposures (%) | 12.76 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 4,701 |
|
|
|
|
:· Utah Independent Bank
