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 First Bank of Alabama
First Bank of Alabama
| RSSD ID 257233 | CERTIFICATE 2832 | ABA NUMBER 62200961 |
| 120 North St E |
Quarter Ended : |
2025-09-30 |
| Talladega, Alabama, 35160 |
Updated : |
2025-11-12 |
| www.fbal.bank |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,124,896 |
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Total Interest Income | 47,390 |
| Total Liabilities | 1,033,456 |
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Total NonInterest Income | 16,936 |
| Total Bank Equity Capital | 91,440 |
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Total Interest Expense | 16,270 |
| Total Deposits | 997,584 |
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Total NonInterest Expense | 20,926 |
| Net Loans & Leases | 726,541 |
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Net Income | 16,446 |
| Loan Loss Allowance | 9,281 |
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Net Charge Offs | 4,389 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 131,049 |
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Total loans | 709,032 |
| Total assets for the leverage ratio | 1,099,235 |
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Loans secured by real estate: | 577,670 |
| Tier 1 Leverage Ratio | 11.05 |
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Commercial and industrial loans | 114,959 |
| Tier 1 Capital Ratio | 13.67 |
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Loans to individuals - Credit Cards | 2,435 |
| Total Capital Ratio | 14.76 |
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Loans to individuals - Other | 11,779 |
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:· First Bank of Alabama
