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 First Bank of Alabama
First Bank of Alabama
| RSSD ID 257233 | CERTIFICATE 2832 | ABA NUMBER 62200961 |
| 120 North St E |
Quarter Ended : |
2025-06-30 |
| Talladega, Alabama, 35160 |
Updated : |
2025-08-04 |
| www.fbal.bank |
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| Institution Profile |
| Year Opened : |
1848 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
147 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,109,774 |
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Total Interest Income | 31,465 |
| Total Liabilities | 1,029,945 |
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Total NonInterest Income | 3,486 |
| Total Bank Equity Capital | 79,829 |
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Total Interest Expense | 10,882 |
| Total Deposits | 1,016,268 |
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Total NonInterest Expense | 13,393 |
| Net Loans & Leases | 695,725 |
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Net Income | 7,479 |
| Loan Loss Allowance | 7,649 |
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Net Charge Offs | 4,264 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 121,952 |
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Total loans | 701,804 |
| Total assets for the leverage ratio | 1,103,356 |
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Loans secured by real estate: | 575,659 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 104,151 |
| Tier 1 Capital Ratio | 13.42 |
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Loans to individuals - Credit Cards | 2,431 |
| Total Capital Ratio | 14.37 |
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Loans to individuals - Other | 13,184 |
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:· First Bank of Alabama
