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 First Federal Savings Bank
First Federal Savings Bank
| RSSD ID 257578 | CERTIFICATE 31516 | ABA NUMBER 274970827 |
| 301 E 9th St |
Quarter Ended : |
2025-12-31 |
| Rochester, Indiana, 46975 |
Updated : |
2026-01-29 |
| www.firstfederalbanking.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
130 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 673,135 |
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Total Interest Income | 32,787 |
| Total Liabilities | 613,076 |
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Total NonInterest Income | 10,051 |
| Total Bank Equity Capital | 60,059 |
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Total Interest Expense | 13,683 |
| Total Deposits | 535,378 |
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Total NonInterest Expense | 22,052 |
| Net Loans & Leases | 572,346 |
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Net Income | 5,536 |
| Loan Loss Allowance | 6,115 |
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Net Charge Offs | 94 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 67,275 |
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Total loans | 577,407 |
| Total assets for the leverage ratio | 668,092 |
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Loans secured by real estate: | 567,394 |
| Tier 1 Leverage Ratio | 9.24 |
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Commercial and industrial loans | 9,801 |
| Tier 1 Capital Ratio | 13.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.1 |
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Loans to individuals - Other | 430 |
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:· First Federal Savings Bank
