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FMS Bank

FMS Bank
RSSD ID 257756 | CERTIFICATE 23764 | ABA NUMBER 107003942
520 Sherman St Quarter Ended : 2025-09-30
Fort Morgan, Colorado, 80701 Updated : 2025-10-29
www.fmsbank.com

Institution Profile
Year Opened : 1982 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FED
Member Federal Reserve : Yes S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 2 Number of Employees : 61
Related Company Filings Regulator
 MORGAN CAPITAL CORP FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets339,058
Total Interest Income17,173
Total Liabilities307,095
Total NonInterest Income1,127
Total Bank Equity Capital31,963
Total Interest Expense4,377
Total Deposits304,878
Total NonInterest Expense9,491
Net Loans & Leases252,869
Net Income2,191
Loan Loss Allowance3,319
Net Charge Offs1,474



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital37,698
Total loans252,795
Total assets for the leverage ratio329,211
Loans secured by real estate:162,530
Tier 1 Leverage Ratio10.44
Commercial and industrial loans58,184
Tier 1 Capital Ratio11.24
Loans to individuals - Credit Cards0
Total Capital Ratio12.32
Loans to individuals - Other32,081





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury