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 FMS Bank
FMS Bank
| RSSD ID 257756 | CERTIFICATE 23764 | ABA NUMBER 107003942 |
| 520 Sherman St |
Quarter Ended : |
2025-12-31 |
| Fort Morgan, Colorado, 80701 |
Updated : |
2026-01-30 |
| www.fmsbank.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
62 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 339,437 |
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Total Interest Income | 23,248 |
| Total Liabilities | 307,409 |
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Total NonInterest Income | 1,578 |
| Total Bank Equity Capital | 32,028 |
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Total Interest Expense | 6,026 |
| Total Deposits | 305,299 |
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Total NonInterest Expense | 13,096 |
| Net Loans & Leases | 257,227 |
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Net Income | 2,386 |
| Loan Loss Allowance | 3,174 |
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Net Charge Offs | 2,696 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 37,349 |
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Total loans | 258,653 |
| Total assets for the leverage ratio | 350,114 |
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Loans secured by real estate: | 168,524 |
| Tier 1 Leverage Ratio | 9.76 |
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Commercial and industrial loans | 55,520 |
| Tier 1 Capital Ratio | 11.1 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.14 |
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Loans to individuals - Other | 31,824 |
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:· FMS Bank
