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 North Adams State Bank
North Adams State Bank
| RSSD ID 258146 | CERTIFICATE 23244 | ABA NUMBER 81224944 |
| 114 N Warsaw St |
Quarter Ended : |
2025-03-31 |
| Ursa, Illinois, 62376 |
Updated : |
2025-04-10 |
| www.northadamsbank.com |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
8 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 45,454 |
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Total Interest Income | 530 |
| Total Liabilities | 39,542 |
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Total NonInterest Income | 25 |
| Total Bank Equity Capital | 5,912 |
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Total Interest Expense | 160 |
| Total Deposits | 39,273 |
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Total NonInterest Expense | 245 |
| Net Loans & Leases | 21,659 |
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Net Income | 115 |
| Loan Loss Allowance | 275 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 22,345 |
| Total assets for the leverage ratio | 45,114 |
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Loans secured by real estate: | 14,238 |
| Tier 1 Leverage Ratio | 14.36 |
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Commercial and industrial loans | 1,555 |
| Off Balance Sheet Exposures (%) | 1.97 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,381 |
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:· North Adams State Bank
