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 The Milford Bank
The Milford Bank
| RSSD ID 258306 | CERTIFICATE 16101 | ABA NUMBER 211170211 |
| 33 Broad St |
Quarter Ended : |
2025-12-31 |
| Milford, Connecticut, 6460 |
Updated : |
2026-01-29 |
| www.milfordbank.com |
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| Institution Profile |
| Year Opened : |
1872 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 644,286 |
|
Total Interest Income | 28,232 |
| Total Liabilities | 588,529 |
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Total NonInterest Income | 3,023 |
| Total Bank Equity Capital | 55,757 |
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Total Interest Expense | 7,982 |
| Total Deposits | 503,612 |
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Total NonInterest Expense | 18,482 |
| Net Loans & Leases | 502,102 |
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Net Income | 3,575 |
| Loan Loss Allowance | 4,904 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,249 |
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Total loans | 510,356 |
| Total assets for the leverage ratio | 662,033 |
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Loans secured by real estate: | 420,034 |
| Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 73,189 |
| Tier 1 Capital Ratio | 14.19 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.31 |
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Loans to individuals - Other | 16,635 |
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:· The Milford Bank
