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 State Bank of Cherry
State Bank of Cherry
| RSSD ID 258539 | CERTIFICATE 11686 | ABA NUMBER 71112176 |
| 110 S Main St |
Quarter Ended : |
2025-12-31 |
| Cherry, Illinois, 61317 |
Updated : |
2026-01-26 |
| www.statebankofcherry.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 137,596 |
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Total Interest Income | 7,130 |
| Total Liabilities | 121,503 |
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Total NonInterest Income | 329 |
| Total Bank Equity Capital | 16,093 |
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Total Interest Expense | 2,334 |
| Total Deposits | 107,115 |
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Total NonInterest Expense | 2,940 |
| Net Loans & Leases | 97,875 |
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Net Income | 1,943 |
| Loan Loss Allowance | 1,647 |
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Net Charge Offs | 351 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 97,831 |
| Total assets for the leverage ratio | 137,660 |
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Loans secured by real estate: | 65,983 |
| Tier 1 Leverage Ratio | 11.93 |
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Commercial and industrial loans | 9,985 |
| Off Balance Sheet Exposures (%) | 8.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,061 |
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:· State Bank of Cherry
