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 First US Bank
First US Bank
| RSSD ID 259330 | CERTIFICATE 17077 | ABA NUMBER 62103592 |
| 3291 Highway 280 E |
Quarter Ended : |
2025-12-31 |
| Birmingham, Alabama, 35243 |
Updated : |
2026-01-29 |
| www.firstusbank.com |
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| Institution Profile |
| Year Opened : |
1952 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
152 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,155,121 |
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Total Interest Income | 59,415 |
| Total Liabilities | 1,045,514 |
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Total NonInterest Income | 2,516 |
| Total Bank Equity Capital | 109,607 |
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Total Interest Expense | 21,499 |
| Total Deposits | 1,034,675 |
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Total NonInterest Expense | 26,576 |
| Net Loans & Leases | 842,314 |
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Net Income | 7,480 |
| Loan Loss Allowance | 10,704 |
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Net Charge Offs | 3,482 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,062 |
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Total loans | 858,903 |
| Total assets for the leverage ratio | 1,139,662 |
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Loans secured by real estate: | 428,907 |
| Tier 1 Leverage Ratio | 9.03 |
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Commercial and industrial loans | 27,756 |
| Tier 1 Capital Ratio | 10.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.05 |
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Loans to individuals - Other | 389,172 |
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:· First US Bank
