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First US Bank
First US Bank
RSSD ID 259330 | CERTIFICATE 17077 | ABA NUMBER 62103592 |
3291 Highway 280 E |
Quarter Ended : |
2025-03-31 |
Birmingham, Alabama, 35243 |
Updated : |
2025-04-30 |
www.firstusbank.com |
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Institution Profile |
Year Opened : |
1952 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
15 |
Number of Employees : |
147 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,126,636 |
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Total Interest Income | 14,017 |
Total Liabilities | 1,018,110 |
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Total NonInterest Income | 624 |
Total Bank Equity Capital | 108,526 |
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Total Interest Expense | 5,006 |
Total Deposits | 965,165 |
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Total NonInterest Expense | 6,304 |
Net Loans & Leases | 837,930 |
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Net Income | 2,175 |
Loan Loss Allowance | 10,405 |
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Net Charge Offs | 269 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 114,554 |
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Total loans | 825,189 |
Total assets for the leverage ratio | 1,085,860 |
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Loans secured by real estate: | 446,559 |
Tier 1 Leverage Ratio | 9.55 |
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Commercial and industrial loans | 22,592 |
Tier 1 Capital Ratio | 11.08 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.23 |
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Loans to individuals - Other | 330,295 |
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