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Spring Valley Bank
Spring Valley Bank
| RSSD ID 2607412 | CERTIFICATE 34386 | ABA NUMBER 42215468 |
| 1206 Springfield Pike |
Quarter Ended : |
2025-12-31 |
| Wyoming, Ohio, 45215 |
Updated : |
2026-01-29 |
| www.springvalleybank.com |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 117,990 |
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Total Interest Income | 8,879 |
| Total Liabilities | 78,295 |
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Total NonInterest Income | 374 |
| Total Bank Equity Capital | 39,695 |
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Total Interest Expense | 2,605 |
| Total Deposits | 72,301 |
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Total NonInterest Expense | 2,877 |
| Net Loans & Leases | 106,533 |
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Net Income | 3,693 |
| Loan Loss Allowance | 510 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 106,568 |
| Total assets for the leverage ratio | 117,689 |
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Loans secured by real estate: | 105,205 |
| Tier 1 Leverage Ratio | 33.73 |
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Commercial and industrial loans | 815 |
| Off Balance Sheet Exposures (%) | 5.41 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 548 |
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