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 Georgia First Bank
Georgia First Bank
| RSSD ID 260831 | CERTIFICATE 889 | ABA NUMBER 61204971 |
| 1202 Second St |
Quarter Ended : |
2025-06-30 |
| Soperton, Georgia, 30457 |
Updated : |
2025-07-15 |
| https://georgiafirst.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
46 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 255,250 |
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Total Interest Income | 9,034 |
| Total Liabilities | 231,196 |
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Total NonInterest Income | 555 |
| Total Bank Equity Capital | 24,054 |
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Total Interest Expense | 2,532 |
| Total Deposits | 229,369 |
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Total NonInterest Expense | 4,070 |
| Net Loans & Leases | 200,091 |
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Net Income | 2,376 |
| Loan Loss Allowance | 3,332 |
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Net Charge Offs | 48 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,427 |
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Total loans | 193,400 |
| Total assets for the leverage ratio | 260,261 |
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Loans secured by real estate: | 141,086 |
| Tier 1 Leverage Ratio | 9.23 |
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Commercial and industrial loans | 32,520 |
| Tier 1 Capital Ratio | 12.48 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.73 |
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Loans to individuals - Other | 14,767 |
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:· Georgia First Bank
