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 Georgia First Bank
Georgia First Bank
| RSSD ID 260831 | CERTIFICATE 889 | ABA NUMBER 61204971 |
| 1202 Second St |
Quarter Ended : |
2025-09-30 |
| Soperton, Georgia, 30457 |
Updated : |
2025-10-16 |
| https://georgiafirst.bank |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 257,854 |
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Total Interest Income | 13,839 |
| Total Liabilities | 232,554 |
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Total NonInterest Income | 865 |
| Total Bank Equity Capital | 25,300 |
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Total Interest Expense | 3,787 |
| Total Deposits | 230,649 |
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Total NonInterest Expense | 6,225 |
| Net Loans & Leases | 215,185 |
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Net Income | 3,713 |
| Loan Loss Allowance | 3,373 |
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Net Charge Offs | 307 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 27,806 |
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Total loans | 210,032 |
| Total assets for the leverage ratio | 255,905 |
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Loans secured by real estate: | 158,593 |
| Tier 1 Leverage Ratio | 9.86 |
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Commercial and industrial loans | 32,071 |
| Tier 1 Capital Ratio | 12.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.54 |
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Loans to individuals - Other | 15,291 |
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:· Georgia First Bank
