|
 |
|
|
 Georgia First Bank
Georgia First Bank
| RSSD ID 260831 | CERTIFICATE 889 | ABA NUMBER 61204971 |
| 1202 Second St |
Quarter Ended : |
2025-12-31 |
| Soperton, Georgia, 30457 |
Updated : |
2026-02-03 |
| https://georgiafirst.bank |
|
| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
47 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 275,051 |
|
Total Interest Income | 18,716 |
| Total Liabilities | 248,622 |
|
Total NonInterest Income | 1,218 |
| Total Bank Equity Capital | 26,429 |
|
Total Interest Expense | 5,172 |
| Total Deposits | 247,055 |
|
Total NonInterest Expense | 8,445 |
| Net Loans & Leases | 219,875 |
|
Net Income | 4,970 |
| Loan Loss Allowance | 3,602 |
|
Net Charge Offs | 378 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 28,924 |
|
Total loans | 221,262 |
| Total assets for the leverage ratio | 269,859 |
|
Loans secured by real estate: | 172,324 |
| Tier 1 Leverage Ratio | 9.76 |
|
Commercial and industrial loans | 30,290 |
| Tier 1 Capital Ratio | 12.86 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.12 |
|
Loans to individuals - Other | 15,365 |
|
|
|
|
:· Georgia First Bank
