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 Citizens State Bank
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Citizens State Bank
| RSSD ID 261360 | CERTIFICATE 16753 | ABA NUMBER 113112995 |
| 155 8th St |
Quarter Ended : |
2026-06-30 |
| Somerville, Texas, 77879 |
Updated : |
2026-07-15 |
| www.csbtx.bank |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
150 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,219,362 |
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Total Interest Income | 34,700 |
| Total Liabilities | 1,065,018 |
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Total NonInterest Income | 3,386 |
| Total Bank Equity Capital | 154,344 |
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Total Interest Expense | 8,388 |
| Total Deposits | 1,050,405 |
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Total NonInterest Expense | 14,949 |
| Net Loans & Leases | 751,803 |
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Net Income | 10,029 |
| Loan Loss Allowance | 8,470 |
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Net Charge Offs | 1,081 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 760,234 |
| Total assets for the leverage ratio | 1,213,195 |
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Loans secured by real estate: | 597,765 |
| Tier 1 Leverage Ratio | 12.95 |
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Commercial and industrial loans | 104,898 |
| Off Balance Sheet Exposures (%) | 5.85 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,557 |
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:· Citizens State Bank
