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 Citizens State Bank
Citizens State Bank
| RSSD ID 261360 | CERTIFICATE 16753 | ABA NUMBER 113112995 |
| 155 8th St |
Quarter Ended : |
2025-12-31 |
| Somerville, Texas, 77879 |
Updated : |
2026-01-22 |
| www.csbtx.bank |
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| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
150 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,206,192 |
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Total Interest Income | 65,913 |
| Total Liabilities | 1,059,886 |
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Total NonInterest Income | 6,393 |
| Total Bank Equity Capital | 146,306 |
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Total Interest Expense | 16,928 |
| Total Deposits | 1,048,435 |
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Total NonInterest Expense | 28,735 |
| Net Loans & Leases | 742,781 |
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Net Income | 20,187 |
| Loan Loss Allowance | 7,559 |
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Net Charge Offs | 720 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 745,159 |
| Total assets for the leverage ratio | 1,181,295 |
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Loans secured by real estate: | 586,564 |
| Tier 1 Leverage Ratio | 12.47 |
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Commercial and industrial loans | 98,231 |
| Off Balance Sheet Exposures (%) | 5.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,189 |
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:· Citizens State Bank
