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 Millennial Bank
Millennial Bank
| RSSD ID 2621285 | CERTIFICATE 34460 | ABA NUMBER 62206279 |
| 7924 Parkway Dr |
Quarter Ended : |
2025-12-31 |
| Leeds, Alabama, 35094 |
Updated : |
2026-01-29 |
| www.millennial.bank |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
20 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 194,774 |
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Total Interest Income | 11,812 |
| Total Liabilities | 179,577 |
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Total NonInterest Income | 476 |
| Total Bank Equity Capital | 15,197 |
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Total Interest Expense | 4,190 |
| Total Deposits | 169,941 |
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Total NonInterest Expense | 6,032 |
| Net Loans & Leases | 151,937 |
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Net Income | 1,281 |
| Loan Loss Allowance | 1,718 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 18,108 |
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Total loans | 148,782 |
| Total assets for the leverage ratio | 189,208 |
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Loans secured by real estate: | 124,664 |
| Tier 1 Leverage Ratio | 8.66 |
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Commercial and industrial loans | 23,401 |
| Tier 1 Capital Ratio | 9.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 10.75 |
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Loans to individuals - Other | 541 |
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:· Millennial Bank
