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Millennial Bank
Millennial Bank
| RSSD ID 2621285 | CERTIFICATE 34460 | ABA NUMBER 62206279 |
| 7924 Parkway Dr |
Quarter Ended : |
2025-09-30 |
| Leeds, Alabama, 35094 |
Updated : |
2025-10-23 |
| www.millennial.bank |
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| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 189,581 |
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Total Interest Income | 8,612 |
| Total Liabilities | 175,019 |
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Total NonInterest Income | 355 |
| Total Bank Equity Capital | 14,562 |
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Total Interest Expense | 3,096 |
| Total Deposits | 173,770 |
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Total NonInterest Expense | 4,476 |
| Net Loans & Leases | 142,188 |
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Net Income | 900 |
| Loan Loss Allowance | 1,499 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 17,716 |
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Total loans | 139,967 |
| Total assets for the leverage ratio | 182,925 |
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Loans secured by real estate: | 117,313 |
| Tier 1 Leverage Ratio | 8.87 |
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Commercial and industrial loans | 22,939 |
| Tier 1 Capital Ratio | 10.43 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.39 |
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Loans to individuals - Other | 531 |
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