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 First Port City Bank
First Port City Bank
| RSSD ID 262237 | CERTIFICATE 21784 | ABA NUMBER 61202452 |
| 400 W Shotwell St |
Quarter Ended : |
2025-06-30 |
| Bainbridge, Georgia, 39819 |
Updated : |
2025-07-29 |
| www.firstportcity.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 580,559 |
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Total Interest Income | 18,340 |
| Total Liabilities | 527,818 |
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Total NonInterest Income | 1,742 |
| Total Bank Equity Capital | 52,741 |
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Total Interest Expense | 6,758 |
| Total Deposits | 523,772 |
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Total NonInterest Expense | 7,731 |
| Net Loans & Leases | 450,566 |
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Net Income | 4,018 |
| Loan Loss Allowance | 5,953 |
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Net Charge Offs | 106 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 61,508 |
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Total loans | 462,122 |
| Total assets for the leverage ratio | 574,978 |
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Loans secured by real estate: | 408,887 |
| Tier 1 Leverage Ratio | 9.75 |
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Commercial and industrial loans | 28,140 |
| Tier 1 Capital Ratio | 12.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.09 |
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Loans to individuals - Other | 6,812 |
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:· First Port City Bank
