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 First Port City Bank
First Port City Bank
| RSSD ID 262237 | CERTIFICATE 21784 | ABA NUMBER 61202452 |
| 400 W Shotwell St |
Quarter Ended : |
2025-12-31 |
| Bainbridge, Georgia, 39819 |
Updated : |
2026-01-30 |
| www.firstportcity.com |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
87 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 582,890 |
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Total Interest Income | 38,016 |
| Total Liabilities | 525,116 |
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Total NonInterest Income | 3,162 |
| Total Bank Equity Capital | 57,774 |
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Total Interest Expense | 13,172 |
| Total Deposits | 521,339 |
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Total NonInterest Expense | 15,930 |
| Net Loans & Leases | 459,361 |
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Net Income | 8,409 |
| Loan Loss Allowance | 6,289 |
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Net Charge Offs | 130 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 65,611 |
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Total loans | 466,426 |
| Total assets for the leverage ratio | 572,775 |
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Loans secured by real estate: | 413,693 |
| Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 27,715 |
| Tier 1 Capital Ratio | 13.49 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.74 |
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Loans to individuals - Other | 5,670 |
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:· First Port City Bank
