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Farmers Bank and Trust Company
Farmers Bank and Trust Company
| RSSD ID 262741 | CERTIFICATE 12869 | ABA NUMBER 83902316 |
| 201 S Main St |
Quarter Ended : |
2025-12-31 |
| Marion, Kentucky, 42064 |
Updated : |
2026-01-30 |
| www.farmers247.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 760,094 |
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Total Interest Income | 43,334 |
| Total Liabilities | 693,434 |
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Total NonInterest Income | 3,807 |
| Total Bank Equity Capital | 66,660 |
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Total Interest Expense | 16,334 |
| Total Deposits | 628,998 |
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Total NonInterest Expense | 18,040 |
| Net Loans & Leases | 637,973 |
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Net Income | 11,867 |
| Loan Loss Allowance | 4,206 |
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Net Charge Offs | 168 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 71,610 |
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Total loans | 627,243 |
| Total assets for the leverage ratio | 741,814 |
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Loans secured by real estate: | 557,365 |
| Tier 1 Leverage Ratio | 9.09 |
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Commercial and industrial loans | 50,461 |
| Tier 1 Capital Ratio | 10.74 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.41 |
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Loans to individuals - Other | 19,469 |
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