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Peoples State Bank
Peoples State Bank
RSSD ID 262844 | CERTIFICATE 12814 | ABA NUMBER 75908658 |
301 E Blackhawk Ave |
Quarter Ended : |
2025-06-30 |
Prairie Du Chien, Wisconsin, 53821 |
Updated : |
2025-07-29 |
www.peoplesfinancial.com |
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Institution Profile |
Year Opened : |
1915 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
19 |
Number of Employees : |
151 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 919,203 |
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Total Interest Income | 20,968 |
Total Liabilities | 835,016 |
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Total NonInterest Income | 1,769 |
Total Bank Equity Capital | 84,187 |
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Total Interest Expense | 6,929 |
Total Deposits | 796,632 |
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Total NonInterest Expense | 10,826 |
Net Loans & Leases | 562,206 |
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Net Income | 4,693 |
Loan Loss Allowance | 9,271 |
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Net Charge Offs | 99 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 113,448 |
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Total loans | 570,186 |
Total assets for the leverage ratio | 934,064 |
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Loans secured by real estate: | 408,213 |
Tier 1 Leverage Ratio | 11.31 |
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Commercial and industrial loans | 69,360 |
Tier 1 Capital Ratio | 16.88 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 18.13 |
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Loans to individuals - Other | 8,928 |
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